Your questions, answered.

In Canada, in Montréal: the database and private files, opened through links that expire. To read documents and emails, their content goes through an AI provider in the United States.

No. Prêtik prepares the file alongside your software: documents, pre-filled application, lender note and scenarios. You submit to the lender.

Nothing. They get a personal link by email, valid 14 days, in their language, sent from your Outlook mailbox when it’s connected. They accept a short privacy notice, then upload their documents from their phone or computer, as PDFs or photos.

Every application value cites its document. The note only cites your approved facts, and any number not in the file is flagged before copying or sending. Ratios and scenarios come from a calculation engine.

Each brokerage only sees its own files. You choose whether the whole team sees everything, or each broker sees their files and those shared with them. Five roles, two-factor for everyone, every action logged.

Your brokerage chooses, from five to ten years after the last activity; five years is the legal minimum. Then the file is deleted automatically. You can export everything.

No. Once Outlook is connected, Prêtik only imports your exchanges with your files’ borrowers. It changes or deletes nothing. The upload link and its reminders go out from your mailbox; a reply, only after your click.

Yes, and you see everything. When you correct a note, it updates your style; when you say “remember that…”, it adds it to your brain. Only you can see your notes.

No. Prêtik prepares, organises and drafts. Advice, decisions and submission stay with the broker.

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